During the teen years, one of the biggest rights of passage is obtaining a drivers license. While this is a highly anticipated milestone for our teenagers, it's usually a milestone most parents dread. Teen driving opens a whole new door to when it comes to insurance. These inexperienced operators pose a higher risk while driving, not only do the worry lines reflect this, but also your insurance rates.
Here are the facts: Driving is dangerous in general, even more so for teenage drivers. The CDC reports that over 200,000 16-19 year olds were treated for accident related injuries and over 2,000 were killed in motor vehicle accidents in 2014. In 2013, 15-19 year olds made up roughly 7% of the US Population but caused 11% of the total costs of motor vehicle injuries (that's approximately $10 billion).
This seems like a startling data. It may even have you rethinking you decision to let your teen obtain their license at 17. There is hope. There are ways you can help your teen driver not be a statistic! The following are things your teen driver (and the rest of us) should avoid
One of the top ways to help keep your teen driver safe on the road is to Lead by Example. Show your teen what it means to be a good driver by avoiding road rage, avoiding distractions, and being a courteous driver.
If it's time to add a teen driver to your policy, give us a call. We can go through all the details with your further. There are several ways to help offset the additional cost of a teen driver. We offer a Smart Student Discount just for teen drivers. To qualify, your teen driver must have one of the following: